"Therefore, brethren, we are debtors" (Romans 8: 12).
As God's creatures, we are all debtors to Him. Having broken His commandments, as we all have, we are debtors to His justice. We owe Him a vast amount which we are not able to pay. It can be said of the Christian that he does not owe God's justice anything, for Christ has paid the debt His people owed. For this reason the believer owes the more to love. I am a debtor to God's grace and forgiving mercy; but I am no debtor to His justice, for He will never accuse me of a debt already paid. Christ said, "It is finished!" By that He meant that whatever His people owned was wiped away forever from the book of remembrance. Christ, to the uttermost, has satisfied divine justice. The account is settled. The handwriting is nailed to the cross, the receipt is given, and we are debtors to God's justice no longer. Christian, pause for a moment. What a debtor you are to divine sovereignty! How much you owe to His love! He gave His own Son that He might die for you. Consider how much you owe to His forgiving grace. After ten thousand affronts, He loves you as infinitely as ever. Consider what you owe to His power. He has raised you from your death in sin and preserved your spiritual life. Though you have changed a thousand times, He has not changed once. To God you owe yourself and all you have.